A Money Carer innovation since 2010
The Money Carer Card - for People who Care.
Trusted for more than 15 years, Carer Cards keeps vulnerable people and carers safe with smart spending controls, round-the-clock fraud monitoring, and built-in sweep protection.
Who we support
One card service, tailored to your role
Whoever you're supporting, the same FSCS-protected account keeps everyday spending safe, simple and fully accountable.
Care providers
Hands-on spending, fully accounted for.
- Up to 5 cards per account, zero ATM or replacement fees
- Send shopping receipts for auditing
- Suspicious-transaction alerts
Families
Support a loved one, keep real protection.
- FSCS-protected account, not a standard prepaid card
- Biometric, fingerprint-activated — no PIN
- Request and send funds instantly in the app
Local authorities
Safeguard client funds at scale.
- Upper and lower balance-limit controls
- Sweep system returns excess to the funding account
- Real-time oversight via the portal
Law firms
Audit-ready money management for clients.
- Generate PDF bank statements on demand
- View budget plans and benefit entitlements
- Share documents securely via portal or app
What are the core features of The Money Carer Card?
View all cared-for clients in one place
See every client you support in a single, organised dashboard for faster, easier case management.
Real-Time Balances & Transactions
Access up-to-date account information instantly, helping you monitor spending and safeguard funds.
Downloadable PDF Statements
Generate and download clear, compliant PDF statements whenever you need them.
Card Balance Controls
Set upper and lower spending limits to protect against misuse and support safe money management.
Request Extra Funds Securely
Submit additional money requests instantly through the platform, safely and efficiently.
Upload Shopping Receipts
Send receipts directly for auditing and record-keeping, ensuring transparency and accountability.
Automatic Sweep System
Excess funds are automatically transferred back to the main funding account for added control.
View Budget Plans & Entitlements
Access client budget plans and welfare benefit entitlements in one place to support informed decisions.
A fully managed service
One managed service for cards, controls and oversight
Not a simple prepaid card — a proper, fully functioning, FSCS-protected bank account. The Money Carer Foundation team can be contacted directly by clients, carers, support workers and professionals.
Contact us to get startedGet set up
We open a proper FSCS-protected bank account with a balance-sweeping system, complete with maximum and minimum balance controls.
Manage every card in one place
Direct debits, standing orders and recurring subscriptions can be set up. As Mastercards, they work worldwide, online and in store.
Spend safely with full audit
Spending controls, receipt capture, suspicious-transaction monitoring and the sweep system keep funds protected and accounted for.
Peace of mind
Protected money, protected people
The market-leading social enterprise behind the first-ever payment cards for vulnerable people — and still the most trusted. Every account is a proper, FSCS-protected bank account, built on the Monika banking platform from The Money Carer Foundation.
- Proper FSCS-protected bank accounts for every client
- Up to five linked cards, with zero monthly account fees
- Real-time alerts and a sweep system that protects balances
Biometric fingerprint cards
Fingerprint-activated cards replace PIN entry with biometric authentication.
Learn morePayment rings
Link a payment ring to a Money Carer Card for a flexible way to pay.
Shop the rangePowered by Monika
Cards integrate into Monika, our dedicated banking platform.
Explore MonikaOur story
“The market-leading social enterprise behind the first-ever payment cards for vulnerable people — and still the most trusted.”
The Money Carer Foundation — protecting vulnerable people and carers since 2010
Trusted & integrated with
Resources
Guides, tools and answers
The Money Carer Podcast
Conversations on safeguarding, money management and inclusive finance.
ListenBenefits Calculator
Check benefit entitlements for the people you support in a few steps.
Open the toolGet started
Talk to the team about Money Carer Cards
A fully managed service for clients, carers, support workers and professionals. Tell us a little about your needs and we'll be in touch.
- Trusted by 300+ organisations across the UK
- FSCS-protected accounts, fully integrated controls
- New & replacement cards handled by our team
Prefer to talk? Call 0161 768 6235 or email info@moneycarer.org.uk