The Money Carer Card

Money Carer support hundreds of care providers and thousands of individual carers across the UK with our secure shopping card solution. Our service is also used and trusted by over 250 law firms and by local authorities in England, Scotland and Wales.

As the organisation that invented the concept of carer shopping cards back in 2010, our FSCS-protected Money Carer card has provided a secure and convenient way for carers to access smaller amounts of money to pay for things for the people that they care support. This innovation is just one of the reasons Money Carer was selected to represent best practice and innovation in the 2017 Parliamentary Review and as a Finalist in the 2024 Card and Payments Awards in the Social Inclusion in Financial Services category.

A Simple Fee Structure with no hidden costs

£3.75 per client per month

Up to 5 cards per account, no ATM, card replacement or other fees

How it Works

Our carer cards are not simple prepaid cards as they are proper, fully functioning, FSCS protected bank accounts complete with a ‘balance sweeping system’ to better safeguard client funds that are made available to third parties by the ability to set maximum or minimum balances on the account.

Direct debits, standing orders and reoccurring card subscription payments can be set up and as the cards are Mastercards, they can be used worldwide online, and instore.

Card features

Once set up, carers can access all of the following features online or via our app:

View all cared-for clients in one place
Real-time balance and transaction information
PDF account statements
Card balance ‘upper and lower limit controls
Make extra money requests instantly and securely
Send shopping receipts for auditing purposes
Sweep system transfers excess funds to the funding account
View client budget plans and benefit entitlements

Our award-winning carer card system benefits from features such as balance limits, ATM withdrawal, and spending controls. Our monitoring systems continually scan for suspicious transactions and our unique ‘sweep’ system, based on your preferred maximum card balance, can transfer excess funds back into the account the card is funded from to reduce risk and provide greater protection and peace of mind.

This is a fully managed service where The Money Carer Foundation team can be contacted directly by clients, their carers, support workers and other professionals to ensure the smooth running of the accounts and assist with new or replacement cards and also deal with general queries.